'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
Investors may wait for six months and then take another look at the stock.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'
'Active funds have the ability to manage downside risk.'
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
'Begin with a small investment, observe performance, then scale up gradually.'
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
Understand policy inclusions and exclusions to avoid surprises during claims.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Conservative investors seeking equity-like tax benefits with low risk may go for them.
If nominees pass away, distribution is governed by succession laws of insured's religion.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.
Only a limited set of investors should invest directly in corporate bonds.
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